Money & Costs

Affordable to Extravagant, Fiji Has It All


Fiji is renowned as a holiday destination that caters to all kinds of budgets. From backpacker style to extreme luxury, Fiji Dollars can go a long way and all visitors are guaranteed a good time.

Fiji Dollars

The local currency is the Fiji Dollar ($). Broken down into 100 cents, there are five denominations of plastic-coated bank notes and six values of coins.

  • Notes/Bills: $5, $10, $20, $50, $100
  • Coins: 5¢, 10¢, 20¢, 50¢. $1, $2,

Fiji notes are among the most colourful (and fraud-proof!) in the world, and the Fiji Dollar is used across all the islands of Fiji.

The best international currencies to carry are US, Australian or New Zealand dollars, as they are all freely exchangeable.

Banks & ATMs in Fiji

Banks including ANZ, Westpac, Bank of Baroda, BSP and FDB have branches located throughout Viti Levu (Fiji’s main island).

Banks in Fiji are open from 9:30am to 4:00pm, Monday to Friday. Some banks may open for half a day on Saturdays at select locations. All banks are closed on public holidays.

ATMs are available in major towns and larger hotels only, so plan ahead if you’re heading to a rural area or remote island. The standard withdrawal fee is about FJD $5 per withdrawal, with expected increases if using an ATM outside of your bank’s network.

Branch Location
Ba, Labasa, Lautoka, Nadi, Nadi Airport, Sigatoka, Savusavu, Suva, Nausori, Tavua
Find ANZ ATMs in Fiji
Bank of Baroda
Ba, Labasa, Lautoka, Nadi, Nausori, Rakiraki, Sigatoka, Suva
Find Bank of Baroda ATMs in Fiji
Bank South Pacific
Ba, Nadi, Nausori, Labasa, Lautoka, Pacific Harbour, Rakiraki, Savusavu, Sigatoka, Suva, Taveuni, Tavua
Find BSP ATMs in Fiji
Fiji Development Bank
Ba, Labasa, Lautoka, Nadi, Nabouwalu, Nausori, Rakiraki, Savusavu, Seaqaqa, Sigatoka Suva, Taveuni
Find Fiji Development Bank ATMs in Fij
Ba, Labasa, Laucala Bay, Lautoka, Levuka, Suva, Nabua, Nadi, Nadi Airport, Nakasi, Namaka, Nausori, Port Denarau, Rakiraki, Savusavu, Sigatoka, Suva, Tavua
Find Westpac ATMs in Fij

Cash VS Card

Depending where you go and where you shop, the safest best is to have a combination of Fijian cash and your regular credit/debit cards. It’s particularly handy to have small denominations of notes and coins for boutique shops, small vendors, taxi rides and for remote, outlying islands.
Still can’t decide? Here are some pros and cons of different payment methods in Fiji.
Payment Type
  • Convenience everywhere you go
  • Greater payment flexibility
  • Best option for smaller islands or rural areas
  • Higher risk of theft
  • Difficulty keeping track of expenses
  • Exchanged amounts can easily run out if budgeting hasn’t been accurate
Debit Cards
  • ATMs are widely available in Fiji, granting visitors access to their own money
  • Cheaper to get cash from an ATM than from credit cards
  • There are currency conversion fees in addition to ATM withdrawal and international fees
Credit Cards
  • Major credit cards (VISA/MasterCard) are accepted in most hotels and resorts, high-end restaurants and tourist shops.
  • Opportunity to accumulate rewards points on overseas purchases
  • May not be accepted in smaller shops, islands or taxis
  • Overseas ATM and currency conversion fees apply
  • Cash advances incur interests and fees which can eat into available credit limits
Prepaid Travel Money Cards
  • Safety and security
  • Money is protected by pin and signature
  • Offers versatility – you can carry multiple foreign currencies
  • Some countries (e.g. Australia) don’t issue travel cards that support Fiji dollars, meaning users can incur a foreign currency conversion fee

Currency Exchange Kiosks in Fiji

There are currency exchange kiosks at Nadi and Nausori (Suva) International Airports, as well as both ports for those areas. Most hotels and resorts also have exchange desks, or you can visit a retail exchange in the larger towns. It’s wise to exchange some local cash prior to departure for any small purchases or taxi rides out of the airport. 

Consumer Taxes

  • A 15% Value Added Tax (VAT) applies to many goods and services in Fiji, some of which you can reclaim upon departure.  
  • Hotels and resorts also charge a 5% Hotel Turnover Tax (HTT).
  • A departure tax is required for adult travellers (kids under 12 are exempt) however, this is usually included in your air fare.

How Far Will Your Fijian Dollars Go?


Cheapest Time to Fly
(Low Season)
Flights in Fiji will be comparatively cheaper during the off peak and shoulder seasons from October-April. This is when Fiji has most of its rain and so you may find a lot of special deals on offer. However, this period of time coincides with typhoon season so travellers need to prepare for the potential occurrence of cyclones.
Most Expensive (Popular) Time to Fly
July-September, December-January
(High Season)
The most popular (and expensive) time to visit Fiji is during the peak dry season from July-September, when the weather is most pleasant and school holidays are in full swing for Australia and New Zealand. As a result of the increased demand, this is also the most expensive time to travel to Fiji.
Similarly, expect to see more crowds and increased travel fares for the December-January period, which coincides with Christmas and New Year celebrations, as well as school holidays.

Get cheap flights to Fiji by Flying Fiji Airways.


You’ll find excellent variety and value in Fiji’s dining venues. Choose amazing local fare from casual caf├ęs or visit resort restaurants who have earned 5-stars and international acclaim.

A dining experience can cost as little as FJD$10, with many well-reputed restaurants offering a fine selection of curries and fresh Fijian cuisine in the range of FJD$25 to $30. Some resorts include a set number of meals per day as part of the accommodation package, and others also offer dining discounts for young children.

Tipping is not customary in Fiji, however if you wish to reward exemplary service, all gratuities are appreciated by the locals.

Activities & Entertainment

Fiji offers a wide variety of activities, bound to suit all types of fun-loving travellers at different budgets. Prices will vary depending on where you go, what you do, the duration of the activity and if you’re on a tour. Average costs for village visits start at $130, river rafting at $200, diving from $100-$700 and day cruises from $100.

Travel Tips

Notify Your Bank

Always tell your bank about your travel plans before departure, otherwise your transactions may be blocked and mistaken for fraudulent activity

Good Value

Local crafts and Fijian markets offer good value souvenirs like jewellery, paintings and sarongs, where you can negotiate a bargain price. 

Aussie Banks

Australian Banks like Westpac and ANZ have a presence in Fiji with ATMS located throughout, incurring no withdrawal fees for cardholders (only conversion fees).


If travelling on a budget, pack all the necessities. Popular items like hats and sunscreen are a lot cheaper to buy in your own country than in Fiji.

Find your flight

Fly to Fiji on the national flag carrier, Fiji Airways. Our modern aircraft are ready to jet you to Nadi, with connections to major destinations across Fiji's islands.